Question:
Why did I get a late fee when I paid on time?
Sospecha de tasas incorrecta finales de
Parece que el más formas hay para pagar las cuentas, más las maneras que hay para las empresas a desordenar la aplicación de los pagos. Si usted paga su factura por correo tradicional, asegúrese de enviar al menos diez días antes de la fecha de vencimiento para que haya tiempo para la entrega y procesamiento. Si usted paga usando el sitio Web de la compañía, prestar atención a la letra pequeña. La mayoría tienen un lenguaje que los estados de pagos presentados después de un corte fuera de tiempo determinado se aplicará al día siguiente o dentro de tantos días hábiles. Así que aunque usted puede pensar que su pago se aplican inmediatamente, puede recibir un golpe con una cuota de retraso.
Si usted tiene sus cuentas establecidas para autopay y tienen una cuota fija mensual, asegúrese de que esa cantidad es suficiente para cubrir el pago mínimo, de lo contrario - lo adivinó - you'll golpeado con una cuota de retraso. Si ha pagado su factura a tiempo y no creo que debería haber un cargo extra, coger el teléfono, explique las circunstancias, para el operador, y solicitar la suspensión de pago. Mayoría de las empresas renunciar a la cuota como una cortesía, pero no esperes a hacerlo una y otra vez.
Préstamos Personales Frequently Asked Questions
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Why did my interest rate go up?
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How can I avoid late fees when paying by mail?
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Can a credit counselor get my credit card company to stop charging me late fees?
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Will all my debts be wiped clean if I file bankruptcy?
Should I transfer my credit card balance?
How do I get my creditors to leave me alone?
Can I negotiate my own debt relief plan with creditors?
| Guru Spotlight |
| Sherril Steele-Carlin |
