*If you are considering taking out a personal loan or other form of credit, the best personal loans advice that you can get is to know your rights.

The Federal Reserve Board's consumer information division publishes the Consumer Handbook to Credit Protection Laws. In it, you can read about your rights when you apply for credit such as a credit card or other unsecured personal loans, what to expect when you do apply, how your credit report affects your credit options, and what to do if you feel you are being discriminated against. There's also information on mortgages and car leases and loans. You can read the guide online at the Federal Reserve Board's Web site in the consumer information section.

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